Tuesday, August 14, 2012

5 Mistakes Of New Renters

Whether you’ve just moved out of home or acknowledged that the housing market is a little too tricky for you right now, there are thousands of new renters on the market and it’s a landlords’ market if ever there was one. Sydney has a 2% vacancy rate, so small it’s barely worth mentioning, so the pickings can be quite slim. If you’ve managed to score yourself a place, that doesn’t mean you have to be compliant with everything your landlords wants. Here are 5 classic new renter mistakes to avoid in order to maintain your renter record and your finances, inspired by an article on MSN Money.

 

Not Reading It Through

Think all tenancy agreements are the same? Think again. The ins and outs of tenancy agreements could be a lawyer’s head hurt, so imagine trying to navigate the world as a tenant. Check out the Tenancy Union’s website or the Tenancy Tribunal for good information (they’re also great if you run into any strife). Make sure you query any terms you don’t understand, and take the time to read through the entire agreement, no matter how much the real estate agent is bouncing up and down in the chair and looking at his watch.

Signing Away Your Future Decisions

You may not feel like you have any interest in having your partner move in with you, but who can say for sure? Maybe you’ll want to buy a dog, or sublet a room. That’s not to say it should be done without consultation with your landlord but certainly you shouldn’t sign a lease that precludes any possibility of the discussion later on.

Not Getting Snap-Happy

If you’ve just moved into a place, you probably have very positive feelings about the people that leased it to you, the real estate agent that gave you a heads up and the people you’re renting with. Ask around and most people will tell you those feelings change. Take out one protection, and photograph everything. Make sure you have a date stamp on the photos. There will be no better way to show damage that was already present in the house when push comes to shove.

Not Sussing Out The Neighbourhood

Have a cup of coffee at the local cafe. Ask a couple of people on the street what it’s like to live there. If you think the safety and general feel of the neighbourhood isn’t going to matter to you, think again. You want it to be somewhere you feel safe and happy and, if it isn’t, then no cheap rent will ever make it worthwhile.

Saving On Insurance

I know it’s tempting to think that rental insurance is a corner to cut, a nice way to save a bit of money but it could be the difference between financial security and a big hole in your bank account. It’s not a huge amount of money, and all your personal property will be insured in case of a fire or water damage. If you’ve seen the state of the roofs in a lot of Sydney rental properties, you’ll understand the urgency of rental insurance.

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